Terms & Conditions
Last updated: October 1, 2026
This is a template and should be reviewed by a qualified legal professional before relying on it.
Acceptance
By using this website you agree to these terms. If you do not agree, please do not use the site.
Educational information only
Content on this website, including articles and guides, is general educational information. It is not personal financial, legal, tax, or insurance advice, and is not a quote or offer of coverage.
Your actual insurance needs depend on your individual circumstances and should be reviewed with a licensed insurance advisor. Coverage is subject to insurer approval and policy terms.
Messaging terms
By providing your phone number and opting in, you agree to receive text messages from Chalomii Insurance and Investments about your inquiry. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance. Carriers are not liable for delayed or undelivered messages.
No guarantees
We make no guarantee regarding eligibility, pricing, or approval for any insurance product.
Intellectual property
All content on this site is owned by Chalomii Insurance and Investments unless otherwise noted and may not be reproduced without permission.
Third-party links
This site may link to third-party websites. We are not responsible for their content or practices.
Limitation of liability
To the extent permitted by law, Chalomii is not liable for any loss arising from use of this website or reliance on its content.
Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.